Protect your best assets-your people.

Employee benefits are a critical recruitment and retention tool for your organization. HMS Insurance Associates has over 700 corporate and individual clients in the Mid-Atlantic region as well as nationally. Some of our clients have only a handful of employees and others have thousands. Regardless of their size, these companies depend on HMS to provide them with current, quality information along with a variety of services to help them better manage the complex challenges of today.

Group Medical

As core coverages, Medical is the cornerstone of all benefit programs. The HMS Employee Benefit Division has the experience to analyze and implement both fully insured and self-funded benefit plans.

Let’s analyze your employee benefit needs from the perspective of plan design, administration services and funding. With your input, we can assist you in the development of an action plan based on your goals and objectives. HMS works with business of varying sizes in the Mid-Atlantic region and nationally to provide options that meet the challenges of many businesses.


  • Comprehensive analysis of your current plans and plan history.
  • Enhanced communication materials to educate your employees of their coverages.
  • Claims mediation.
  • Consolidation of billing and enrollment.
  • Work to create a contribution structure to accommodate a company’s needs and be competitive within the organization’s history.
  • Onsite (or virtual) enrollment meetings.

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