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Business Insurance

Insurance and risk management, including surety bonds for contractors and workers’ compensation programs specifically designed to cover your exposures to loss and control your overall insurance costs. 

Insurance for:

Surety Bonds 
Risk Management
Captive Programs

Insurance for Individuals

You have many options. Leave the task of locating the proper coverage and pricing to our experienced professionals.  We represent the industry’s top rated insurance carriers with flexible plans for individuals and families.

Insurance For:

Private Client Group
Contact Our Team

Employee Benefits

Employee benefits are a critical recruitment and retention tool for your organization.  Quality and up-to-date information and services will help you manage todays complex challenges.

Benefits For:

Healthcare Reform Updates
HR 360 Tutorial/Log-in
Employee Benefits Services
Contact Our Team

Insurance for Individuals

You have many options. Leave the task of locating the proper coverage and pricing to our experienced professionals.  We represent the industry’s top rated insurance carriers with flexible plans for individuals and families.

Insurance For:

Private Client Group
Contact Our Team

WHAT OUR CLIENTS HAVE TO SAY

HMS Insurance Associates is by the far the best Insurance Agency! I use them for both our business, and my personal lines. I have always received top notch service in both the commercial division as well as the personal lines division. They are thorough, courteous, and always make their customers feel like they have their back! I highly recommend HMS Insurance Associates to any company or person who is seeking a new insurance agency! 

- Rhonda M