Insurance for High Value Homes

Your home is not just a dwelling.  It's the home you and your family are invested in - both emotionally and financially.  If your home is damaged or destroyed by a covered loss you want the peace of mind in knowing that it will be rebuilt just the way it was prior to your loss; with the same fine quality fixtures, carpentry, and flooring.  You will want to know you have the resources to live comfortably elsewhere until you and your family can return to your home.  You will want an insurance company and a trusted advisor that will stand beside you during this process.  No one wants to ever file a claim, but you can be ready with a HOME INVENTORY CHECKLIST.


Insurance Options


  • In-home appraisal service to determine the correct reconstruction cost for the home and to mitigate any risk of loss
  • Coverage A (dwelling) guaranteed replacement cost
  • Coverage A (dwelling) cash-out option
  • Replacement cost of personal property
  • Replacement cost cash-out option of personal property
  • Flexibility in the amount of personal property coverage
  • Actual loss of use
  • Unlimited rebuilding to code
  • Special higher limits for money, securities, jewelry, furs, silverware, guns and collectibles
  • Equipment breakdown coverage

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