HMS Insurance Associates, Inc. is uniquely qualified to manage all your insurance, risk management, surety bonding, and employee benefits needs.  As a leading independent agency in the Baltimore, Maryland and surrounding Mid-Atlantic region we offer comprehensive insurance solutions including, but not limited to, personal home & auto, business insurance, 401K and retirement planning .  We also believe that you, as our valued client,  should receive the exceptional service you deserve.  Our knowledgeable and experienced professionals provide individuals and business owners a broad range of quality insurance products and services, safety and risk management programs to control their losses and a skilled claims mediation team to be there when you need us most.

 

HMS wants to be more than your or business insurance agency.  Our goal is to be the place where risk management, loss control, surety bonding and financial planning all come together as a team to work for you.  When you can rest knowing you have the best protection for your personal and business assets, we can rest knowing our job is being done right.                                                      
                                                        

                                HMS ..... We've got you covered.