Our tree is ready for the festival!  "Santa's Magical Workshop" - Learn more about the Festival of Trees.

For Business

Insurance and risk management, including surety bonding and workers’ compensation programs, specifically designed to cover your exposures to loss and control your overall insurance costs. 

Coverage for:

Surety/Bonding 
Risk Management
Captive Programs

For Individuals

You have many options. Leave the task of locating the proper coverage and pricing to our experienced professionals.  We represent the industry’s top rated insurance carriers with flexible plans for individuals and families.

Coverage For:

Private Client Group
Contact Our Team

Employee Benefits

Employee benefits are a critical recruitment and retention tool for your organization.  Quality and up-to-date information and services will help you manage todays complex challenges.

Benefits For:

Healthcare Reform Updates
HR 360 Tutorial/Log-in
Employee Benefits Services
Contact Our Team

For Individuals

You have many options. Leave the task of locating the proper coverage and pricing to our experienced professionals.  We represent the industry’s top rated insurance carriers with flexible plans for individuals and families.

Coverage For:

Private Client Group
Contact Our Team

WHAT OUR CLIENTS HAVE TO SAY

"In 17 years of managing the insurance lines for our business, I have never felt more confident and reassured our needs are met with the highest level of integrity, honesty and with the most competitive products. HMS has always been courteous, professional and responsive to our needs."

- Frank, a Baltimore Area Contractor